REI Funding Solutions

Want business credit without using your personal credit?
We help you build a real business credit profile that gets you funded — no PG needed.

BUT...

If you have good personal credit, we can get you $50K–$250K in just a few weeks — and at the same time, we build out your business credit behind the scenes.

That way, next time you need funding?
You won’t need your SSN or personal guarantee at all.

✅ Fast PG funding
✅ Long-term no PG business credit
✅ $100K+ possible with the right setup

Here's what you get:

Build Business Credit Under Your EIN

Start From Zero or Scale What You Have
Up to $250k in Business Funding
Become Lender-Ready
Use our business address and get a $100K mortgage trade line
added to your business credit profile — boosting credibility fast.*

TAKE OUR FUNDING QUIZ!

What is Business Credit?

Business credit is your company’s financial reputation — like a credit score, but for your business. It allows you to get funding, credit cards, and lines of credit under your EIN instead of your SSN, separating personal and business finances. Strong business credit helps you access higher limits, better terms, and funding without using your personal credit.

I don't have good credit, can I still use your services?

Yes! You can still build business credit even if your personal credit isn’t great. Our system focuses on building credit under your business EIN, not your SSN — so you can get approved for funding without relying on personal credit.

My Personal Credit is good, can I fast-track my funding?

Absolutely. With good personal credit, you can fast-track access to $50K–$250K in business funding using a personal guarantee. But if you don’t want to rely on your personal credit forever, building true business credit under your EIN is essential. It gives you long-term access to funding — without risking your personal credit each time.

Why is Business Credit done in "Tiers"

Building business credit without a personal guarantee follows a tiered structure, where each level unlocks greater funding potential under your EIN instead of your SSN. It starts with Tier 1 Net 30 vendors that report to business credit bureaus and establish your first tradelines. From there, you move through retail, fleet, and eventually revolving credit accounts that offer high limits — all in your business name. But without a clear strategy, most people apply too soon, pick the wrong vendors, or fail to get anything reporting at all — wasting time, money, and opportunities.

Who We Are

At REI Funding Solutions, we help entrepreneurs and real estate investors build strong business credit and access high-limit funding—without relying on personal credit. Whether you're just starting or scaling your next investment, our step-by-step system and expert-backed support give you the tools to become lender-ready fast. Backed by proven strategies and white-glove service, our mission is simple: to help you turn your business into a funding-ready asset that fuels long-term success.

Why Us?

Most people spend decades working for someone else, helping build someone else's legacy while putting their own dreams on hold. They follow the script — go to school, get a job, climb the ladder — only to realize too late that time, freedom, and wealth were never part of the deal. At REI Funding Solutions, we’re changing that. We give people real options. If you love your career, we’ll help you build business credit and funding streams to create income on the side. If you’re ready to escape the 9–5 entirely, we’ll guide you step-by-step to become a business owner or investor — even if you’re starting from scratch. You don’t need to wait decades to live life on your terms. You just need the right strategy, and a team that’s done it before.

The #1 Solution in The Game

Tiered Business Credit Building

We help you build your business credit by utilizing NET-30 vendors. Real products, from real companies that report to your business credit profile.

Funding Solutions

We help you set up your business to acquire $50k-$250k in business funding, without having to use your personal credit.

"Done For You" Services

With our "DFY" services, we will do all the heavy lifting! *

Premium Tradeline

When you utilize our services, we provide you with a real, physical address that reports as a $100k mortgage trade line to your business. * (Something you won't find anywhere else)

Guidance & Support

Not only will we show you what to do, or how to do it, but we will show you why we are doing it. Banks have specific data points when they look at a business to lend money to.